Thursday, August 6, 2020
How to Budget When You Have Irregular Income
How to Budget When You Have Irregular Income How to Budget When You Have Irregular Income How to Budget When You Have Irregular IncomeBudgeting is difficult enough when you have the same income every month, but folks with irregular or seasonal income might as well be budgeting on hard mode.Budgeting can be a real pain. It not only means spending less money on things, but it also means taking time out of your busy day to craft and track your budgetâ"time youâd probably rather spend doing almost anything else.But while it can be annoying to spend an hour or two elbows-deep in spreadsheets, budgeting can be downright infuriating if you donât have a regular income.At a basic level, making a budget means writing down all your income and expenses each month, and then figuring out what you can cut down on. Thatâs a lot more difficult to do if you donât have the same income every month.Do you average your income out across the year? What about the months where youâll inevitably come up short? On the other hand, if you base your budget off the month in which you get the least amount of income in any given year, you might not be getting an accurate picture either.So how can you budget if you have different income month to month? We spoke to the experts to find out!Use a big sample size.While just averaging out multiple months of income isnât a silver bullet of budgeting, it is a good place to start. Just make sure you have a big enough sample size.âThe most important aspect to budgeting on an irregular income is forecasting and projecting as closely as possible,â Kelan Kline of The Savvy Couple (@TheSavvyCouple )told us. âWhether you are a business owner, car salesman, or work a job with flexible hours, you should be able to calculate your projected earnings.âAs you go it will get easier because you have a larger sample size to pull data from. You can start tracking your âsix-month earningsâ which will help better project your future earnings.âThis is especially important if your job is seasonal in nature.Hereâs an example from business consultant Ken âMr. Bizâ Wentworth (@MrBizTweets):âThe key to overcoming seasonal/cyclical income is to develop your budget based on history. For example, if your business is seasonal, you can determine the average of your total annual revenue that occurs for each month of the year.Too often, people get lazy and straight-line their budget. That produces an almost useless budget. You canât make informed decisions if you donât accurately know how youâre trending vs. your annual target.âIf you ignore seasonality with a $1.2 million annual goal, you will project a monthly revenue goal of $100k. However, what if you run a northern business that is dependent upon the weather? Something such as a lawn care company. Most northern climate lawn care companies make the bulk of their revenues in the April through September timeframe. So, January through March are SLOW months.Without including cyclicality in your budget, at the end of March you would expect to have $300K in revenue ($1.2 million / 12 months = 100k per month). However, you have $0 in revenue! You would be ready to jump off the nearest tall building because you are $300K behind! That scenario does not account for the seasonality in your business.âOn the flip side, what if your business made the majority of its revenue in the winter months?Letâs say through the end of March you have accumulated $450K of revenue. If you just use the straight-line method, you will be popping champagne bottles because you will think you are 50 percent ahead of budget:Straight-line budget through March = $300K of revenueActual revenue = $450K$150K above a $300K budget = 50 percent on the plus side!âIn this scenario, you are about to head into several months with no revenue. Letâs say April through October donât amount to any revenue. Put another wayâ"you need to earn all of your $1.2 million in annual revenue during November-March. Thatâs just five months!While this is a bit of an extreme exam ple, these types of cyclical scenarios do exist. Depending on your industry, it may even be prevalent.âFigure out what you can cut.Once you have a good picture of your budget, itâs time to figure out where you can make cuts.âWhen budgeting from paycheck to paycheck, you need to establish exactly what outgoing expenditure you cannot cut from your budget,â advised Kraig Martin, commercial director at Storage Vault (@storagevault). âThis includes basics like rent, utilities, travel, and food.Next, make a separate list of regular expenditures that arenât classed as essential, whether this is meeting up for coffee with friends or your Netflix subscription. When you get paid, you will clearly be able to prioritize expenditures.âEmergency fund, emergency fund, emergency fund.Having an emergency fund is important no matter your financial situation. Weâve mentioned it a few times before. But itâs all the more important if you arenât certain of what your next paycheck will bring, or if this month will even have a paycheck.âYou need to establish a larger emergency savings fund,â explained CPA Riley Adams (@TheRiles89). âIdeally, youâd have a six-month cushion to cover your bare necessities. However, because of the unpredictability of your income, you might wish to budget for 9-12 months of expenses to add some cushion.âKline echoed the emergency fund advice: âAs always its important to have a little buffer in your budget and even more important to have an emergency fund set up when your income dips from time to time.âEven if you have a regular income, you should be putting money into an emergency fund as often as you can. Otherwise, you could end up relying on predatory payday loans or cash advances when faced with an unforeseen expense. Thats definitely something you want to avoid!Whatever you do, stay disciplined.It can be easy to get a few good months in a row and think you can loosen up your budget a little. But thatâs not a gre at path to go down.âAnother trick is to fight lifestyle inflation if you get a few good months of income in a row,â warned Adams. âIt can be deceiving and make you think this newfound income level is here to stay.A best practice would be to average your previous 12 months of expenses and use that as your baseline spend. This fights the urge to spend more when youâre making more.âHaving an irregular income is like playing the budget game on hard mode. But with practice, you too can get the high score!Dont let poor budgeting be the reason you have to turn to no credit check loans and bad credit loans when times get tough. To learn more about budgeting, check out these related posts and articles from OppLoans:A Beginnerâs Guide to BudgetingNew Year, New Budget: 7 Tips to Help You Budget Better This YearHow to Save Money When Youâre Already on a Tight Budget10 Good Money Habits to Make Your Friends JealousDo you have a question about budgeting youd like us to answer? Let us know! You can find us on Facebook and Twitter. | InstagramContributorsRiley Adams (@TheRiles89) is a licensed CPA in the state of Louisiana working as a Senior Financial Analyst for a Fortune 500 company in New Orleans. He has a personal finance blog dedicated to helping young professionals find financial independence at YoungAndTheInvested.com.Kelan and Brittany Kline aka The Savvy Couple are two thriving millennials that are daring to live differently. They started their personal finance blog in September 2016 to help others get money $avvy so they can live a frugal and free lifestyle. Brittany is a full-time 4th-grade teacher and Kelan runs The Savvy Couple full-time and works as a digital marketer. You can follow them here: Facebook, Twitter, Pinterest, and Instagram.Kraig Martin is the Commercial Director at Storage Vault (@storagevault), one of Scotlandâs largest self-storage companies. He is passionate about being money-smart, and, through this role, he has developed and refined his financial management skills, monitoring the companyâs turnover, profit, and budgeting.Ken âMr. Bizâ Wentworth (@MrBizTweets) is a strategic business partner who works with small business owners to help them operate more profitably and more efficiently. You can learn more at MrBizSolutions.com.
Saturday, June 27, 2020
Top College Admissions Trends in 2018
Top College Admissions Trends in 2018 ââ¬Å"Holistic admissions, applications rise, demonstrated interest, SAT goodbyesâ⬠¦Ã¢â¬ There are enough hot-button issues taking center stage in the admissions world in 2018 to add a verse to Billy Joelââ¬â¢s classic ââ¬Å"We Didnââ¬â¢t Start the Fire.â⬠Unfortunately, the above topics didnââ¬â¢t sound nearly as melodic as Joelââ¬â¢s chronicling of the key events of the second half of the 20th century, so we decided to instead provide you with a far more readable top-five list. Letââ¬â¢s get started.1. Holistic admissionsBack in 1975, when a handful of East Coast liberal arts colleges first formed what would later become the Common Application, the intent was twofold: first, to streamline the college application process to make the effort of applying to multiple schools less wasteful and redundant; second, to make the process more holistic by standardizing the use of recommendations and essays. In 2014, the organization dropped this holistic requirement because the felt it was inherently at odds with their mission to promote accessââ¬âmany in the admissions world were not happy with the shift.Ironically, given its origins, it is the Common Application that is under assault as being the antithesis of a holistic tool. Challengers have arisen, most notably, The Coalition for Access, Affordability, and Success which now claims 130 of the nationââ¬â¢s top colleges and universities as members. The Coalition App strives to take the application process in a vastly more holistic direction. Students are given a digital ââ¬Å"lockerâ⬠in which they can enclose writing samples, multimedia artifacts that represent their unique passions or talents, and are encouraged to connect with mentors of all varieties (guidance counselors, admissions officers, and community members) to seek out advice as early as freshman year. We fully expect that the holistic trend will continue into 2018 and beyond.2. Expansion of test-optional, flexible po liciesEvery year, an impressive list of nationally recognizable schools take the ââ¬Å"test-optionalâ⬠plunge, jettisoning the SATs and ACTs as required components in the application process. There are now over 1,000 test-optional colleges and universities in the U.S. This group includes many of the nationââ¬â¢s most selective liberal arts institutions, such as Wesleyan, Bowdoin, Bates, Dickinson, Franklin Marshall as well as many universities, like Wake Forest, American, GW, and Worcester Polytechnic Institute. Other elite schools like Middlebury, Colby, and Colorado College have adopted ââ¬Å"test-flexibleâ⬠policies where SAT Subject Test scores or IB/AP test scores can take the place of the traditional SAT/ACT requirement.Given that standardized testing policies are ever-changing, itââ¬â¢s important that you research SAT/ACT requirements at all of your prospective schools. College Transitionsââ¬â¢ Dataverse is happy to save you time with our sortable spread sheet covering test optional/flexible, Superscore, Score Choice, and ACT/SAT writing policies at 366 of the nationââ¬â¢s top institutions.3. The continued rise of ââ¬Å"demonstrated interestâ⬠As May 1st approaches, the tension is palpable in college admissions offices across the country. This is day on which the admissions staff is expected to have met their enrollment goals for the following school year. Incredibly only 34% of four-year institutions in the United States actually achieved this in 2017.The 34% that were successful relied on high ââ¬Å"yield rates,â⬠that is the percentage of admitted students that actually enrolled in their school. One way for admissions officers to up their yield rate is to admit students that have ââ¬Å"demonstrated interestâ⬠in their school through social media engagement, e-mail contact, a campus visit, or attending a regional admissions event, thus it is little surprise why the act of demonstrating interest cracks our top-f ive list.According to the most recent National Association for College Admission Counseling (NACAC) survey, 14% of colleges and universities consider demonstrated interest as having ââ¬Å"considerable importanceâ⬠in the admissions process; another 26% of institutions rated it as being of ââ¬Å"moderate importance.â⬠For perspective, class rank, extracurricular activities, SAT Subject Tests, and the interview were all rated as being far less important. Itââ¬â¢s easy to see whyââ¬âdemonstrating interest helps the college just as much as it helps youââ¬âitââ¬â¢s a win-win.For more on how to demonstrate interest and gain an admissions edge, check out our YouTube tutorial on the subject.4. Applications up, acceptance rates downYou will continue to see headlines in 2018 about infinitesimal acceptance rates at the most prestigious schools in the country. The Ivies, Stanford, the University of Chicago, and MIT will all sport single-digit acceptance rates. Other el ite schools like Pomona, Pitzer, Amherst, Duke, Johns Hopkins, and Rice will all inch closer to the single-digit club as well.The overall number of college applicants is expected to increase this admissions cycle, and the trend of seniors applying to more and more colleges is unlikely to fade. At last count, 35% of college applicants applied to seven or more schools. Itââ¬â¢s not uncommon for superstar students to apply to 20 or more schools in a misguided attempt to hedge their bets. Bates, Rice, USC, and UPenn are just a few of the institutions already reporting a record number of applicants in 2018.5. Racial policies remain in fluxA new lawsuit against Harvard University over their capping of accepting Asian students will be heard in District Court this summer. In 2016, the Fisher vs. University of Texas at Austin Supreme Court case, a challenge by a white plaintive who claimed that she was discriminated against by affirmative action policies, was narrowly decided in favor of the university. Still, the U.S. Department of Justice has called for an investigation into the legality of race-based college admissions, in effect, questioning the legality of granting African American and Latino students any edge in the admissions process. With all of this racial drama swirling and nothing completely settled, the in-flux state of race in admissions cracks our list of top trends. Applicants (as well as all informed-citizens) should follow the developments on this topic as it unfolds throughout the year.
Saturday, May 23, 2020
The Right to an Abortion Essay - 2250 Words
The Right to an Abortion The definition for abortion is, premature expulsion of a foetus from the womb; operation to cause this (oxford popular dictionary).[1] There are two types of abortion: spontaneous and induced. Spontaneous abortion or miscarriage is when a foetus dies naturally inside the mother. Induced abortion is when the foetus is deliberately killed by taking it from the mothers womb. In 1966 an abortion law reform Bill was sponsored by David Steel (Liberal MP). The Bill received several opposing arguments from religious groups, government ministers, doctors and medical organizations. This then influenced the Bill and changes were made to try and accommodate all thoseâ⬠¦show more contentâ⬠¦Some people believe that it is the womans right, her life, her body, her choice. Many people think that if abortion wasnt legalized then it would force many women to go to underground and get dangerous operations done by unqualified people. The current law for abortion in the UK allow abortion if two doctors agree that by continuing the pregnancy means that there is a risk to the womans health physically or mentally, and if there is a strong risk of severe handicap in the child, however abortion is only allowed up to 24 weeks, unless it would cause server damage to the mothers health or cause death. The decision to have an abortion is never easy, but no one is better suited than the woman concerned to make that decision, as they are the most involved person in making the decision, and the decisions should never be forced upon them by the father to terminate or keep the child, unfortunately as most women live up to their stereotype, they will be the ones that do the majority of the work for the child such as care, nurture and support them, with some help from the father. Women have the inalienable right to have children; therefore they should also have the inalienable right to not have children. To be able to have offspring is a wonderful gift, however it does not suit all women,Show MoreRelatedIs Abortion Right? Abortion?1461 Words à |à 6 Pages Is abortion right? Every abortion kills an innocent human being. Life starts at conception, all unborn babies feel the pain the doctors who abort them are causing. Sutcliffe, Paula who worked in a clinic that does abortions stated that â⬠I found distress in the clinic, but it involved not only the woman. I saw the pain of those babies who were born burned from theRead MoreThe Right Of An Abortion1565 Words à |à 7 PagesThe Right to an Abortion During the 20th century, there were a great number of high profile, controversial Supreme Court cases. From Brown v. Board of Education to Employment Division, Department of Human Resources of Oregon v. Smith, no case stands out as much as Roe v. Wade. Roe v. Wade covered grounds that have never been dealt with before, bringing new issues and debates to the table, such as the right to privacy. In 1973, a woman named Norma McCorvey used an alias, Jane Roe, to pursue anRead MoreThe Right of Abortion1801 Words à |à 7 Pagesï » ¿ABORTION A small number of issues have promoted such debate as has the topic of abortion.à The contributors in the abortion debate not merely have definitely-fixed beliefs, butà every group has a self-designated designation that plainly reflects what theyà consider to be the necessary issues. On one side, the pro-choice supporters seeà personal choice as fundamental to the debate: If a woman cannot decide toà end an unnecessary pregnancy, a state which affects her body and perhapsà her whole life, thenRead MoreIs Abortion Right or Wrong?1028 Words à |à 5 Pagesprocess of having an abortion has been a controversial topic for many years. Even though an abortion is legal, Americans believe abortions are only morally correct when used for medical reasons. The word ââ¬Å"abortionâ⬠can be defined various ways depending on a personââ¬â¢s perspective. Abortion is defined by Oxford as ââ¬Å"the act of giving untimely birth to offspring, premature delivery, miscarriage; the p rocuring of premature delivery so as to destroy offspringâ⬠(Dionisio). The National Abortion Federation definesRead MoreAbortion : A Right But Not A Good Essay901 Words à |à 4 PagesABORTION: A RIGHT BUT NOT A GOOD (n.d.). http://www.3.nd.edu/~areimers/Abortion.htm Summary: This article states that, although abortion is a constitutional right for women, it is not good for a woman. Abortion may seem like a good idea at the time, but in reality it can cause both physical and emotional damage, nothing good ever comes out of this procedure. Usually after the procedure is done, it can leave the woman feeling guilty and sad. Another thing it kills an innocent living humanRead MoreIs Abortion Wrong or Right?988 Words à |à 4 PagesENG 112-01à September 2, 2015à Is Abortion Wrong orà Right?à Abortion is defined as ââ¬Å"The removal of an embryo or fetus from the uterus in order to end the pregnancyâ⬠(dictionary.com). However, if only the debate over the abortion issue was as easy as the definition listed above. However, similar to most things in life, a statement or opinion is never right nor wrong, but simply left open for clarification. Those who are against abortion believe that abortion is the murder of innocent human beingsRead MoreIs Abortion Right Or Wrong?924 Words à |à 4 PagesCoombs Kendra Gallos English 3 Online December 8, 2014 Is Abortion Right or Wrong? Abortion, do you think it is right or wrong? When you hear the word abortion what do you think of? People, who think abortion is right, think it is right for many different reasons. Such as they believe that it is the womanââ¬â¢s body and feel as if they should be able to do whatever they want to with their body. Other people, people who think abortion is wrong feel as if it is murder, that if they do not want aRead MoreThe Constitutional Rights Of Abortion969 Words à |à 4 PagesAbortion is perhaps the most disputed issue in America today. There are nine states in the United States that do not have specific laws prohibiting abortion after a certain point of pregnancy. This means that an abortion can be performed at any time, despite how far along the pregnancy is. This controversial topic is viewed through public opinion, legislatures, and the courts. There are three main concerns that are discussed within this issue: the constitutional rights of both the woman and the fe tusRead MoreAbortion Is The Right Choice1319 Words à |à 6 Pages ABORTION RHETORICAL ANALYSIS ABSTRACT Abortion is one of the most controversial issue worldwide. According to anti-abortionist people, there are people who tend to make ââ¬Å"bad choicesâ⬠look good when trying to decide what would be the best decision to an unwanted pregnancy. Both the Pro-Abortion and Pro-Life are being discussed from two different perspectives towards abortion. Anti-Abortionist people disagree with abortion due to their own beliefs. On the other hand, people believe womenRead MoreAbortion: The Right to Choose700 Words à |à 3 PagesAbortion: The Right to Choose Abortion is a constitutional right of a woman in the United States and therefore should not be outlawed. Certain instances prove an abortion justified and blanket legislature against such useless, such as rape and incest and the health of the mother, and a simple fact that the practice would continue, only less safely and with more casualties. In 2012, 346,830 women were raped. According to medical reports, the incidence of pregnancy for one-time unprotected sexual intercourse
Monday, May 18, 2020
Film Analysis Of Mona Lisa Smile - 1413 Words
Notwithstanding, a painter and his or hers cherished space, the art of filmmaking brings distinct mounting mobile complexities in developing a silver screen story. Successively, Mona Lisa Smileââ¬â¢s premise reverberates Opieââ¬â¢s subject, Mary Wollstonecraft, centuries apart, and tethered ambitions of educators. What significant leaps of ideology had occurred from the late 1700s to 1950s period drama? Mona Lisa Smileââ¬â¢s characters are fiction, but the social and political climates of 1950s are based on factual societal construct (Solomon). According to Wollstonecraftââ¬â¢s treatise demand, published in 1792 ââ¬Å"A Vindication of the Rights of Woman,â⬠and not much has changed, ââ¬Å"The many become pedestal to the few. I, therefore, will venture to assert,â⬠¦show more contentâ⬠¦Watson, vexed by an article in the schoolââ¬â¢s newspaper, and written by Betty, recently married student, depicting her teachings spun falsely, as the bitter and husbandles s woman. Conversely, her earned podium allots a riveting emotional reminder about political and social influences of advertisement. Then and now, graphic art used device with subliminal messages; teaching what, who and how women should be and become. In the 1950s, domestic innovation reached heights (Solomon). Alongside ads of housebroken and submissive personifications of wives with curbed roles beyond schooling and beneath sexist tones: [Huge classroom, behind Watson an ample projection screen, and a crowd of students] Watson: Slide - Contemporary art... Connie: No, that s just an advertisement... Watson: Quiet. Today you just listen. What will future scholars see when they study us, a portrait of women today? There you are ladies: the perfect likeness of a Wellesley graduate, Magna Cum Laude, doing exactly what she was trained to do. Slide - a Rhodes Scholar, I wonder if she recites Chaucer while she presses her husband s shirts. Slide - hehe, now you physics majors can calculate the mass and volume of every meatloaf you make. Slide - A girdle to set you free. What does that mean? What does that mean? What does it mean? I give up, you win. The smartest women in the country, I didn t realize that by demanding excellence I would be challenging... what did it say? [WalksShow MoreRelatedAnalysis Of The Film Mona Lisa Smile 1256 Words à |à 6 PagesThe movie Mona Lisa Smile takes place in a setting that would make a modern woman become incensed (Newell, 2003). The main character is a teacher that represents the brave, intelligent individuals that broke ground for women to pursue equality. In the movie she seems to light a spark in the minds of her students as highlighted by four young women enrolled in her art history class. The determination of a teacher to inspire students rather than succumbing to conformity is highly admirable, as is aRead MoreEssay on Analysis of the Inspirational Film, Mona Lisa Smile2045 Words à |à 9 Pages The movie, ââ¬Å"Mona Lisa Smileâ⬠is an inspirational film that explores life through feminism, marriage, and education lead by a modernist teacher at the end of a traditional era. It begins by introducing the lead character, Katherine Watson (Julia Roberts), a liberal-minded novice professor from Califor nia, who lands a job in the art history department at a snobbish, all-girl college, called Wellesley, in the fall of 1953. Despite warnings from her boyfriend Paul that a Boston Brahmin environment wasRead MoreGender Inequality And Sexism Are Common Social Issues Within Today s Society1856 Words à |à 8 PagesUnited States is the prominence of women among college studentsâ⬠(p. 155). He asks the question of whether or not women are ââ¬Å"equally represented at top-tier institutionsâ⬠and refers to the ââ¬Å"Hearn (1990) and Persell et al (1992) report, based on an analysis of data on 1980 high school seniors, that women were disadvantaged in access to elite schoolsâ⬠(p. 155). Jacobs goes on to mention that ââ¬Å"in recent years, womenââ¬â¢s advantage in college enrollment has been similar to that observed for earned degreesRead MoreMona Lisa and Last Supper3080 Words à |à 13 Pageslap. The ad was pulled after protests by Italian Catholics. 1. Mona Lisa, or La Gioconda, is a 16th Century oil painting on poplar wood by Leonardo da Vinci and is one of the most famous paintings in Western art history; few other works of art are as romanticized, celebrated, or reproduced. The painting shows a woman looking out at the viewer with what is described as an enigmatic smile. Title of the painting The title Mona Lisa stems from the Giorgio Vasari biography of Leonardo da Vinci, publishedRead MoreIntertextual Analysis of Works of Art2998 Words à |à 12 Pagesand AIDS, among other trends. Contemporary art is created in the here and now and which makes it contemporary to us. Contemporary art are works of art made from the 1960s or 70s up until the present and it is an ever-evolving art style. I will analysis three contemporary works of art and how different philosophers and theorists would interpret each one. The first work of art ââ¬ËSurrealââ¬â¢ by Marcus A. Jansen is an oil enamel collage on canvas done in 2009 hanging in the MW Gallery Aspen. Marcus JansenRead MoreWorld War I And II1943 Words à |à 8 Pagesideas, or rumors deliberately spread widely to help or harm a person, group, movement, institution, nation . Weââ¬â¢ve seen it used in many other countries and other aspects of history, like in Leni Riefenstahl s Triumph of the Will, was a propaganda film made to show the glory and power of Germany during that the 1930ââ¬â¢s. Because of itââ¬â¢s influence on society, propaganda posters were Americaââ¬â¢s main artillery in the effort to strengthen the country as a community, and as an assistant to the United StatesRead MoreArt as an Embodied Imagination22095 Words à |à 89 Pagesmechanisms inform their processes of abstract thought and reasoning. We analyze the consumption stories of 30 museum goers in order to understand how people move through museum spaces and feel, touch, hear, smell, and taste art. Further, through an analysis of metaphors and the use of conceptual blending, we tap into the participantsââ¬â¢ unconscious minds, gleaning important embodiment processes that shape their reasoning. Solvitur ambulando (Solve it by walking) (roman proverb) I n the twenty-ï ¬ rstRead MoreArt as an Embodied Imagination22095 Words à |à 89 Pagesmechanisms inform their processes of abstract thought and reasoning. We analyze the consumption stories of 30 museum goers in order to understand how people move through museum spaces and feel, touch, hear, smell, and taste art. Further, through an analysis of metaphors and the use of conceptual blending, we tap into the participantsââ¬â¢ unconscious minds, gleaning important embodiment processes that shape their reasoning. Solvitur ambulando (Solve it by walking) (roman proverb) I n the twenty-ï ¬ rstRead MoreRastafarian79520 Words à |à 319 PagesJamaicans regard as their cultural contribution to the world. Later I will return to these issues and will demonstrate how they contribute to the routinization of Rastafari in Jamaica. The nature of this book dictates a heavy reliance on documentary analysis. My focus is interpretation not ethnography. Therefore, I have not sought to generate primary data on the movement but to analyze and re-analyze the growing body of scholarly and popular literature on the movement, including sociological and anthropologicalRead MoreStephen P. Robbins Timothy A. Judge (2011) Organizational Behaviour 15th Edition New Jersey: Prentice Hall393164 Words à |à 1573 PagesArt Director: Kenny Beck Text and Cover Designer: Wanda Espana OB Poll Graphics: Electra Graphics Cover Art: honey comb and a bee working / Shutterstock / LilKar Sr. Media Project Manager, Editorial: Denise Vaughn Media Project Manager, Production: Lisa Rinaldi Full-Service Project Management: Christian Holdener, S4Carlisle Publishing Services Composition: S4Carlisle Publishing Services Printer/Binder: Courier/Kendallville Cover Printer: Courier/Kendalville Text Font: 10.5/12 ITC New Baskerville Std
Tuesday, May 12, 2020
Security Risks And Risk Management - 1267 Words
EHEALTH SECURITY RISK MANAGEMENT Abstract Protecting the data related to health sector, business organizations, information technology, etc. is highly essential as they are subject to various threats and hazards periodically. In order to provide security, the information has to adapt to certain risk analysis and management techniques which has to be done dynamically with the changes in environment. This paper briefly describes about analyzing the security risks and risk management processes to be followed for electronic health records to ensure privacy and security. Overview of Security Risk Management: The data present in the Electronic Health Records that are recorded, maintained or transmitted by the third party devices and so, must beâ⬠¦show more contentâ⬠¦Further, privacy and security are like chronic diseases that require treatment, continuous monitoring and evaluation, and periodic adjustment. According to HIPAA, the required implementation specification for risk analysis requires a covered entity to, ââ¬Å"conduct an accurate and thorough assessment of the potential risks and vulnerabilities to the confidentiality, integrity, and availability of electronic protected health information held by the covered entity.â⬠The process of risk analysis consists of 9 steps: Step 1. System Characterization: Initially system characterization is required to accelerate the process of risk analysis. Through this process, the information that is needed to be protected is identified. Some of the examples of applications include Electronic health records, Laboratory information system, and pharmacy system. The general support systems consist of computers, laptops, smartphones, email, etc. which are used in the organization to support various applications. The risk analysis should stress upon systems that have more effect on healthcare operations Step 2. Threat Identification: The next step is to identify threats. Threats can be of anything from earthquakes and tornadoes to human errors, carelessness, hacking, hardware failure, power outage, etc. Identifying all the threats is not necessary but it is important to identify the regularShow MoreRelatedSecurity Risks And Risk Management Process1263 Words à |à 6 Pagesprovide security, the information has to adapt to certain risk analysis and management techniques which has to be done dynamically with the changes in environment. This paper briefly describes about analyzing the security risks and risk management processes to be followed for electronic health records to ensure privacy and security. Overview of Security Risk Management: Security is being free from threats. The term can be used with reference to crime, accidents of all kinds, etc. Security is a vastRead MoreInformation Security Risks And Risk Management1883 Words à |à 8 Pagesused by organisations and charities wishing to exterminate the possible risks by assembly information security risk assessment (information security risk assessment). The ISRA is able to resolve the amount of the potential risk associated with an IT system. An ISRA method identifies an organization s security risks and provides a measured analysed security risk profile of critical assets in order to build plans to treat the risks hand would beneficial in health and social care to insure things areRead MoreSecurity Risk Management1111 Words à |à 5 PagesAbstract In this paper, itââ¬â¢s have stress on importance of user in participate on information security risk management and its influence in the context of regulatory compliances via a multi-method study at the organizational level. Along with associated outcomes, the types of activities and security controls in which userââ¬â¢s participation as part of Sarbanes ââ¬â Oxley compliance also understand here. Besides that, research model also been develop in this paper on the finding of the quantitative studyRead MoreSecurity Risk Analysis, Risk Management And Security Policies2275 Words à |à 10 PagesResearch Report Security risk analysis, risk management and security policies Introduction:- in, business or in any sector relating trading, banking etc., information security is an important factor in which it is necessary to secure or hide the important business details such as client detail etc. So in information system technology, data storage management should be extremely secure the security conditions or security policies would be hard and there should be no flaw or weakness in informationRead MoreInformation Security and Risk Management1473 Words à |à 6 Pagesactivity. This reversal in focus by both individuals and institutions may simply be a natural response to the reduced capabilities of al-Qaeda and other terrorist networks, as confirmed by the leading authority on terrorism and its effects, and national security analyst for the CNN network, Peter Bergen, who observed recently that the Obama administration has played a large role in reducing terrorist threats by continuing and scaling up many of former President George W. Bushs counter-terroris t methodsRead MoreSecurity Risk Management Essay2181 Words à |à 9 Pageswith the term risk and it definitions from specifically the ISO 31000 standard of risk management and also the definition of risk from the criminology crime triangle. Which one of these two definitions that are the most suitable for usage within the security industry will be discussed and evaluated. How and why consequence is important when assessing risk priorities and determining where to allocate resources will be examined and answered. 1. Definitions Security risk management is ââ¬Å"the cultureRead MoreThe Homeland Security Risk Management1239 Words à |à 5 Pages Homeland Security Risk Management Olgera Haywood American Military University Introduction Homeland security in United States comprises of complex and competing requirements, incentives, and interests that need to be managed and balanced effectively to achieve the desired national objectives. Security, resilience and safety of the country are endangered by different hazards such as cyberspace attacks, terrorism, manmade accidents, pandemics, natural disasters and transnationalRead MoreRisk Management And Network Security1028 Words à |à 5 PagesRisk management and network security is very important for any Information Technology professional. Sadly many technicians or network administrators donââ¬â¢t pay enough attention to the risk management and security field, leaving entire network unprotected to many treat that are out there. Risk management and network security can be combined in one word and it is prevention, but what happens when the network managers are not preventive at all, because they only care or think about an issue when it arisesRead MoreRisk Management And Homeland Security1309 Words à |à 6 PagesRisk Management and Homeland Security The nationââ¬â¢s homeland security is a very multifaceted environment which must be controlled to effective function at its highest potential. ââ¬Å"The safety, security, and resilience of the Nation are threatened by an array of hazards, including acts of terrorism, manmade accidents, and natural disastersâ⬠(DHS., 2011). All together, homeland security agencies must manage risks at all levels connected with an array of components. Collectively, these external andRead MoreInformation Security And Risk Management926 Words à |à 4 PagesISOL 533- Information Security and Risk Management. I also got an internship opportunity of a part time CPT with Sapot Systems Inc as a Software Engineer. The knowledge and interest I had along with these courses, helped me to go that extra mile in my day to day job responsibility. Course learnings and It s impact on the Internship: Through ISOL-633, I got an extensive knowledge of Information security encompassing the US legal system and federal governance, security and privacy of financial
Wednesday, May 6, 2020
Weakness Of Heroes In Macbeth - 1475 Words
The typical hero is ordinarily seen as strong, independent and courageous. While some may think heroes would gain strength and bravery from knowing their fate, knowing oneââ¬â¢s future can actually lead to the destruction of a hero, no matter how invincible they are. Their downfall takes place because heroes allow this knowledge to run their actions in the most disastrous way possible. The so called heroes from books like ââ¬Å"The Iliadâ⬠and ââ¬Å"Macbethâ⬠allow further insight to how this knowledge can become a weakness, even to the most powerful hero. Weakness stems from the very beginning of Macbethââ¬â¢s journey and continues to heighten with the knowledge of his fate as king. In the story, Macbeth finds out his fate of being king very early on. Hisâ⬠¦show more contentâ⬠¦So is he mine, and in such bloody distance that every minute of his being thrusts against my nearââ¬â¢st of life,â⬠(3.1.131-134). The fact that the prophecy stated that Banquoââ¬â¢s descendants would become king had not evaded Macbethââ¬â¢s mind either. Due to this fact, the murderers were sent to kill not only Banquo, but his son as well. The scene where Macbeth is explaining that Banquo is a traitor and an enemy of the court portrays the level to which his insanity now lies, and is a representation of his weakness and selfishness that truly developed through his submission to Lady Macbeth and the witches. In the end, Macbeth becomes a tyrant, blinded by his pride and fate, and begins to believe he is invincible. He becomes so drunk with power that he seeks out the witches to find out how he can remain king. They show him three apparitions, one of which explains that he cannot be killed by a man born of a woman. This prophecy allows Macbeth to create a false sense of security because he now believes heââ¬â¢s invincible. In the following scene, Macbeth receives an urgent message on Macduffââ¬â¢s whereabouts.ââ¬Å"Macduff is fled to England...The castle of Macduff I will surprise, seize upon fife, give to thââ¬â¢ edge oââ¬â¢ thââ¬â¢ sword. His wife, his babes, and all unfortunate souls that trace him in his line,â⬠(4.1.160-174). Macbeth feels threatened when he hears the news of Macduff fleeing and retaliates by having Macduffââ¬â¢s wifeShow MoreRelatedThe Tragic Hero Of Things Fall Apart 1283 Words à |à 6 PagesMacbeth and Okonkwo What comes to mind when you hear the word hero? You may think of superheroes, a significant figure in your life or anyone else who generally brings greatness about the world. A tragic hero on the other hand is a character who has a flaw that eventually helps aid to their downfall as a tragic hero. In the novel Things Fall Apart written by Chinua Achebe and Macbeth written by Shakespeare, we meet two prime examples of tragic heros. The elements of a tragic hero include hamartiaRead MoreHuman Weakness in Macbeth and Othello2915 Words à |à 12 PagesMacbeth is one of the best known plays written by Shakespeare in the 17th century, Jacobean period. It was the period where the belief in supernatural was greatly held and king James I himself, the author of Divine rights of king adhered in witchcraft and openly practiced the idea of kings being Godââ¬â¢s representatives on earth, so to even complain about them was a sin. The tragic hero, brave and valiant Macbeth had all the requi red characteristics of the ideal Scottish soldier; valorous and gallantRead MoreThe Power of Manipulation Essay784 Words à |à 4 PagesMacbethââ¬â¢s weakness of mind and character allowed the witches to manipulate him psychologically, rather than acting as a supernatural force. The Weird Sisters were pivotal in Macbethââ¬â¢s eventual breakdown. They choose their target very wisely, and since Macbeth is, to them, merely a worthless pawn, the loss of his sanity was not even considered a small price to pay, but a pleasurable consequence. Until Macbethââ¬â¢s encounter with the witches, he was a noble character, but they planted evil seeds intoRead MoreMacbeth, By William Shakespeare1702 Words à |à 7 Pagesspecial circumstances of the play proves to be a fatal flaw. Macbeth consists of several situations where the hero portrays many such qualities that drive him to commit wrong actions. Macbethââ¬â¢s desires convinced him to ignore the impact of his actions. In addition , his doubtfulness controlled his consciousness and finally his blindness affected his aptitude to seek reality. An analysis of Macbethââ¬â¢s actions and behaviour reveals that Macbeth should be justified as a tragic hero validating the beliefRead MoreAnalysis Of Shakespeare s King Lear, Hamlet, Othello And Macbeth1206 Words à |à 5 Pages A Shakespearean tragedy, is a five-act play and they usually revolve around a similar idea of conflict. This is the Internal and external Conflict within the character. The four plays I have chosen to analyse are; King Lear, Hamlet, Othello and Macbeth. I chose these plays specifically because they all have universal themes which depict human emotions. They contain very important messages about internal and external conflict within characters and how this conflict can lead to terrible things, suchRead MoreWilliam Shakespeare s Macbeth As A Tragic Hero1180 Words à |à 5 PagesSometimes, not all heroes are flawless. Because of a hero s flaws, they could eventually turn to the wrong path. Set in the 11th Century of Scotland,William Shakespeareââ¬â¢s Macbeth displays how Macbeth is a tragic hero. He was once a noble and heroic being, but because of his ambition to be king, he kills the former king, Duncan, so he that could take his throne. Becoming king changes Macbeth to being bloodthirsty and overprotective of his throne, but also remorse for the ones he killed. Seen asRead MoreLord Of Scotland, By William Shakespeare1132 Words à |à 5 Pagesby Mary Shelley, societyââ¬â¢s opinion and rejection towards Frankensteinââ¬â¢s creature influenced him to build up hatred towards his creator and human beings. In Macbeth, by Shakespeare, Macbethââ¬â¢s ambition is born when he is revealed of his prophecy that he will become King of Scotland. This ambition of becoming king causes a moral decline in Macbeth. Dorian Gray was also another tragic hero led to his own destruction by the influence of wanting everlasting youth and beauty. We decide our own destiny byRead MoreMacbeth: Describe Macbeth as a Tragic Hero1367 Words à |à 6 PagesMACBETH AS A TRAGIC HERO Tragic heroes are within everyone, but cannot be fully exposed or understood without the essential tragic qualities. One must be a potentially noble character who endures heroic qualities and has respect and admiration from the society. Consequently, they must be essentially great. Also within the character must be a flaw or weakness that leads to a fall. Lastly, one is required to possess an element of suffering and redemption. Remorse and regret is a necessity for onesRead MoreEssay about Macbeth as A Tragic Hero1677 Words à |à 7 Pages Macbeth as A Tragic Hero The character of Macbeth is a classic example of a Shakespearean tragic hero. There are many factors that contribute to the character of Macbeth of which three will be discussed. Macbeth is a typical tragic hero through his personality, actions, and qualities. One of Macbeths traits that evoke the idea of a tragic hero is that he is worthy of the readers interest. A tragic hero must be worthy of readers interest, concern, or sympathy. MacbethRead MoreIs Othello a Tragic Hero? Essay1479 Words à |à 6 PagesAristotleââ¬â¢s established view of the crucial elements that distinguish whether a person is truly tragic. According to Aristotle, a tragic protagonist is a nobleman or person from high status, who contributes to his own demise and illustrates a flaw or weakness in judgment. The tragic protagonist must make a fall from a high state of being to a low state or death. The tragic heroââ¬â¢s downfall, said Aristotle, was brought upon by some error of judgement. Aristotleââ¬â¢s theory is not the final word on tragedy
Me seek death Free Essays
Triangle Skills to Solve Problems For each word problem below, you must draw a picture and show your work towards a solution. Solutions are given for each problem. Since these are real-life type problems, answers should be decimal approximations as opposed to being in simplest radical form. We will write a custom essay sample on Me seek death or any similar topic only for you Order Now You are allowed to use anything you know about triangle similarity, right triangles and right triangle trigonometry. This assignment is a learning target and is required to pass this semester. P = Do these problems if you want a Proficient score for this learning target HP = Do Hess problems if you want a Highly Proficient score for this learning target A = All students are required to do these problems P 1) A soccer ball Is placed 10 feet away from the goal, which Is 8 feet high. You kick the ball and it hits the crossbar along the top of the goal. What is the angle of elevation of your kick? (38. 70) P 2) If a person 5 Ft 10 inches tall casts a 7 Ft. 4 inch shadow, how tall is a person who casts a shadow 6 Ft. 8 inches long? Put answer in feet and 4 inches) P 3) Michelle delivers books to school libraries. Her truck has a slide out ramp for unloading the books. The top of the ramp Is 3 feet above the ground. The ramp itself Is 5. 2 feet long. What is the horizontal distance the ramp reaches? Also, what Is the angle of elevation of the ramp? (4. 25 Ft. ; 35. 20) A 4) An airplane is at an elevation of 35,000 Ft. When it begins its approach to an airport. Its angle of desce nt is 60. What is the horizontal distance between the plane and the airport? Also, what is the approximate air distance from the plane to the airport? 63 miles; 63. 4 miles) P 5) Pete has a 15-foot ladder. The safety instructions recommend he should have he base of the ladder 6 feet from the base of the wall he will lean the ladder against. How high will the ladder reach on the wall? (13. 75 feet) A 6) A lighthouse keeper observes that there Is a 30 angle of depression between the horizontal and the line of sight to a ship. If the keeper Is 19 meters above the water, how far Is the ship from shore? (362. 5 meters) opposite bank. (90 meters) HP 8) Mart is standing 4 Ft. Behind a fence 6 Ft. 6 inches tall. When she looks over the fence, she can Just see the top edge off building. She knows that the building is 32 Ft. Inches behind the fence. Her eyes are 5 Ft. From the ground. How tall is the building? Give your answer to the nearest half-foot. (See diagram below) (18. 7 feet) A 9) A 25-foot ladder is placed against a building. The bottom of the ladder is 7 feet from the building. If the top of the ladder slips down 4 feet, how many feet will the bottom slide out? (slipped 8 feet) A 10) Driving through the mountains, Dale has to go up and over a high mountain pass. The road has a constant incline for 7 miles to the top of the pass. Dale notices from a road sign that in the first mile he climbs 840 feet. What is the height of the mountain pass? (5280 feet = 1 mile). Also, how steep is the incline in degrees? (Answer in feet) (6510 Ft. ; 9. 20) HP 11) You want to hang banner that is 29 Ft. Tall. You are thinking of hanging it outside from the third floor of your school, but need to measure to see if it will fit there. The trouble with measuring the direct distance is that there is a large 6 Ft. Tall bush in the way at the base of the school building. You throw a 38 Ft. Long rope out the window to a friend on the ground. She walks away from the building until the pop is taught. Upon measuring, she finds the angle of elevation of the rope to be 700. Will the banner fit on the wall and be completely above the bush? How much space will there be between the top of the bush and the bottom of the banner? (Banner will fit with . 7 off foot to spare) HP 12) Chris is mailing his friend a poster that has been rolled up in a long tube. He has a box that measures 20 inches by 8 inches by 4 inches. What is the maximum length the rolled poster can be? Where you label the dimensions on your drawing on the box wonââ¬â¢t affect your answer) (21. 7 inches) HP 13) Elena is standing on a plateau that is 800 Ft. Above a basin where she can see two hikers. The angle of depression from her line of sight to the first hiker is 250 and to the second hiker is 150. How far apart are the two hikers? (1270 feet) HP 14) The front and back walls of an A-frame cabin are isosceles triangles, each with a base 10 m and sides of 13 m. The entire front wall is made of glass that cost $120/mm. What did the glass for the front wall cost? $7200) angle of elevation of the sun was 550, the length of the shadow cast by this flagpole as 210 Ft. Find the height of the flagpole to the nearest foot. Also, what was the length of the shadow when the angle of elevation of the sun was 340? (300 feet; 444. 8 feet) A 16) International rules of basketball state the rim should be 3. 05 meters above the ground. If your line of sight to the rim is 340 and you are 1. 7 meters tall, what is the horizontal distance from you to the rim? (2 meters) P 17) Eagleburger is 17 miles south of Linebacker, and Linebacker is 5 miles west of Pueblo. Carson lives nine miles north of Linebacker. How many miles will Carson eave to drive altogether from his home to Eagleburger if he stops in Pueblo on the way? (Make sure he goes the shortest distances possible) (28 miles) P 18) A student looks out of a second-story school window and sees the top of the school flagpole at an angle of elevation of 220. The student is 18 Ft. Above the ground and 50 Ft. From the flagpole. Find the height of the flagpole. (38. 2 Ft. ) HP 19) You need to add 5 supports under the ramp, in addition to the 3. 6 meter one so that they are all equally spaced. You should have six supports in all. How long should each support be? Also, what is the angle of descent of the ramp? (220) A 20) A 17-foot wire connects the top of a 28-foot pole to the top of a pole. What is the shortest length of wire that you could use to attach the top of the short pole to the bottom of the tall pole? (25 feet) A 21) Juanita, who is 1. 82 meters tall, wants to find the height off tree in her backyard. From the treeââ¬â¢s base, she walks 12. 20 meters along the treeââ¬â¢s shadow to a position where the end of her shadow exactly overlaps the end of the treeââ¬â¢s shadow. She is now 6. 1 meters from the end of the shadows. How tall is the tree? 5. 46 meters) HP 22) A giant California redwood tree 36 meters tall cracked in a violent storm and fell as if hinged. The tip of the tree hit the ground 24 meters from the base. Researchers wished to investigate the crack. How many meters up from the base of the tree would they have to climb? (10 feet) HP 23) George is looking out from a window 30 feet above the street. The angle of elevation is 500 to the top off building across the street. The angle of depression to the base of the same building is 200. Find the height of the building across the street. (128. 2 Ft) How to cite Me seek death, Papers
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